TERMS OF SERVICE

Savia Nova Mobile Application and Savia Forex Website

Effective Date: 22 June 2026
Last Updated: 22 June 2026

1. Introduction

These Terms of Service (“Terms”) govern your access to and use of:

  • the Savia Forex website at www.saviaforex.com;
  • the Savia Nova mobile application (“Savia Nova” or the “App”);
  • the Savia Nova backend and related application programming interfaces;
  • Nova Edge analytical and signal features;
  • supported Deriv integrations;
  • educational and informational content;
  • affiliate-program features, where applicable; and
  • all related services supplied by Savia Forex Software Solutions.

Savia Forex Software Solutions (“Savia Forex”, “we”, “us”, or “our”) is based in Windhoek, Namibia.

By downloading, accessing, connecting to, or using Savia Nova or the website, you agree to these Terms.

If you do not agree to these Terms, you must not use Savia Nova or the related services.

2. Important Risk Notice

Trading foreign exchange, contracts for difference, derivatives, leveraged products, synthetic indices, accumulator-type contracts, digit-based contracts, and other financial or market-based products involves substantial risk.

You may lose some or all of the money committed to a transaction.

Short-duration products, leveraged products, volatile markets, and statistically modelled opportunities may expose users to rapid losses.

No information, score, probability, expected-value estimate, confidence measure, signal, classification, model output, or other feature provided through Savia Nova guarantees a profitable result.

Past, simulated, observed, estimated, back-tested, or modelled performance does not guarantee future performance.

You are solely responsible for determining whether any transaction is appropriate for you.

3. Acceptance of the Terms

By using the service, you confirm that:

  • you have read and understood these Terms;
  • you agree to be legally bound by them;
  • you meet the eligibility requirements stated below;
  • your use of the service is lawful in your jurisdiction;
  • you understand the risks of the products you access;
  • you accept responsibility for your own decisions; and
  • you will comply with the terms and rules of Deriv and any other applicable third-party provider.

If you use Savia Nova on behalf of a company or another legal entity, you confirm that you have authority to bind that entity to these Terms.

4. Description of Savia Nova

Savia Nova is a digital trading-support and analytical application that connects to supported Deriv services through authorised API integrations.

Depending on the version, account permissions, market availability, and features enabled, Savia Nova may provide:

  • Deriv account connectivity;
  • market information;
  • live market ticks;
  • proposal prices;
  • payout information;
  • contract information;
  • trading settings;
  • opportunity discovery;
  • analytical rankings;
  • statistical assessments;
  • Nova Edge signals;
  • expected-value estimates;
  • probability estimates;
  • confidence indicators;
  • risk information;
  • transaction status;
  • trading history;
  • performance information; and
  • user-controlled transaction functionality.

The availability of any particular feature is not guaranteed.

We may add, change, test, restrict, suspend, or remove features at any time, subject to applicable law.

5. No Separate Savia Trading Account

Savia Nova does not create or maintain a separate Savia trading account.

Users connect to the App using an existing Deriv account through:

  • supported Deriv OAuth authentication; or
  • an authorised Deriv API token.

Your Deriv account remains independently operated and controlled by the relevant Deriv entity.

Savia Forex does not hold your Deriv account funds and does not become the custodian of your trading balance merely because you connect your account to Savia Nova.

Signing out of Savia Nova, uninstalling the App, or ending your Savia Nova session does not automatically close, suspend, or delete your Deriv account.

6. Eligibility

You may use Savia Nova only if:

  • you are at least 18 years old or have reached the higher age of legal majority required in your jurisdiction;
  • you meet Deriv’s applicable age and eligibility requirements;
  • you have legal capacity to enter into these Terms;
  • you have a valid Deriv account where required;
  • you are legally permitted to access the relevant financial products and services;
  • you are not prohibited, restricted, sanctioned, or disqualified from using the relevant services;
  • the relevant products are lawfully available in your country or territory; and
  • you comply with all identity-verification, anti-money-laundering, account, and security requirements imposed by Deriv or applicable law.

Savia Nova is not intended for children.

We may restrict access where we reasonably believe that a user does not meet these requirements.

7. Geographic Availability

Savia Nova may not be available or lawful in every country or territory.

The availability of the App through an application store does not mean that every feature, instrument, contract type, or Deriv service is legally available to every user.

You are responsible for determining whether:

  • Savia Nova may lawfully be used in your jurisdiction;
  • Deriv services are available to you;
  • the relevant contract or financial product is permitted;
  • you satisfy all local licensing, tax, disclosure, and regulatory requirements; and
  • your use complies with applicable law.

We may restrict access to specific countries, accounts, products, markets, or features without liability where reasonably necessary for legal, regulatory, security, third-party, or operational reasons.

8. Deriv Authentication

Savia Nova supports Deriv OAuth and authorised token-based login.

Where OAuth is used, you authenticate through the relevant Deriv authorisation process.

Where token login is used, you are responsible for ensuring that:

  • the token belongs to you or you are authorised to use it;
  • the token was created through legitimate Deriv account controls;
  • the permissions attached to the token are appropriate;
  • the token is kept confidential;
  • the token is not shared with unauthorised persons; and
  • the token is revoked promptly if you suspect compromise.

Savia Forex will never ask you to provide your Deriv password through an unofficial channel.

You must not send your Deriv password or secret API token through ordinary email, public messages, or social-media channels.

9. Deriv and Other Third-Party Services

Deriv services are independently operated by Deriv Group or the relevant Deriv entity.

Your use of Deriv services remains governed by Deriv’s own:

  • client agreement;
  • terms and conditions;
  • privacy policy;
  • risk disclosures;
  • product rules;
  • eligibility criteria;
  • execution terms;
  • pricing;
  • account restrictions; and
  • regulatory obligations.

Savia Forex is not Deriv.

Unless expressly confirmed in writing, Savia Forex does not represent that it is:

  • a broker;
  • a bank;
  • an investment manager;
  • a financial adviser;
  • Deriv’s agent;
  • Deriv’s representative;
  • endorsed by Deriv; or
  • authorised to modify Deriv’s contractual obligations.

Savia Forex does not control Deriv’s systems, markets, quotes, pricing, proposal responses, execution services, account decisions, product availability, or platform uptime.

10. Third-Party Operational Risks

Savia Forex is not responsible for losses or disruption caused by circumstances outside its reasonable control, including:

  • Deriv system outages;
  • API downtime;
  • network failures;
  • delayed API responses;
  • rejected authorisations;
  • token expiry;
  • account restrictions;
  • market suspension;
  • unavailable contracts;
  • rejected transactions;
  • proposal expiry;
  • execution delays;
  • latency;
  • slippage;
  • price movement;
  • changed payouts;
  • incorrect or delayed third-party data;
  • differences between displayed and executed terms;
  • Deriv account suspension or closure;
  • regulatory restrictions;
  • maintenance; or
  • changes to third-party APIs.

A proposal, quote, payout, price, probability, or analytical output displayed in Savia Nova may change before a user confirms a transaction.

The final terms of any transaction are determined by the relevant third-party provider.

11. Nova Edge

Nova Edge is Savia Nova’s analytical and algorithmic opportunity-assessment system.

Nova Edge may evaluate potential opportunities using information such as:

  • current proposal prices;
  • quoted payouts;
  • live and historical market information;
  • observed frequencies;
  • statistical estimates;
  • Bayesian or other model adjustments;
  • confidence bounds;
  • expected-value estimates;
  • data freshness;
  • model stability;
  • sample adequacy;
  • agreement across different analytical windows;
  • contract settings; and
  • data-quality measurements.

Nova Edge may classify an opportunity using statuses such as:

  • Analyzing;
  • No Edge;
  • Qualified; and
  • Prime.

Nova Edge may also calculate an internal score or other proprietary assessment.

These classifications and calculations are estimates produced by models. They are not statements of certainty and do not guarantee:

  • that a trade will win;
  • that a positive expected value will be realised;
  • that a quoted payout will remain available;
  • that historical patterns will continue;
  • that a model assumption is correct;
  • that data is complete;
  • that the market will behave predictably; or
  • that the user will earn a profit.

A Qualified or Prime classification is not a promise, warranty, recommendation, or guarantee of a successful outcome.

12. Limitations of Analytical Models

All statistical and algorithmic models have limitations.

Nova Edge and related features may be affected by:

  • incomplete data;
  • delayed data;
  • insufficient samples;
  • changing market conditions;
  • model error;
  • unstable patterns;
  • incorrect assumptions;
  • software defects;
  • API discrepancies;
  • proposal changes;
  • payout changes;
  • data-quality issues;
  • network latency; and
  • unexpected market behaviour.

An apparent historical or statistical advantage may disappear without warning.

Confidence percentages and lower-bound estimates describe model calculations. They do not describe certainty about the future.

Users must independently assess every opportunity and should not rely exclusively on Nova Edge or any other automated output.

13. Informational and Educational Purpose

Nova Edge, signals, market information, rankings, scores, notifications, and other analytical outputs are provided for informational, educational, and decision-support purposes.

They do not constitute:

  • personalised financial advice;
  • investment advice;
  • portfolio-management advice;
  • legal advice;
  • tax advice;
  • accounting advice;
  • a fiduciary service;
  • a guarantee of performance;
  • an offer to manage funds; or
  • a promise of profit.

Savia Forex does not assess your complete financial circumstances, income, debts, objectives, experience, risk tolerance, tax position, or personal suitability before displaying analytical information.

You should seek advice from an appropriately qualified professional where necessary.

14. User Control and Confirmation

Savia Nova signals are advisory.

The App does not automatically change user controls merely because an opportunity is identified.

Where a user selects a supported opportunity, the App may apply the associated recommended settings to the trade interface. The user remains responsible for reviewing those settings before proceeding.

Before confirming any transaction, you must independently review all applicable details, including:

  • market;
  • contract type;
  • direction or prediction;
  • stake;
  • duration;
  • barrier;
  • payout;
  • proposal price;
  • potential return;
  • potential loss;
  • account currency;
  • current balance;
  • expiry conditions; and
  • any other relevant parameter.

A transaction must not be treated as approved merely because settings have been populated by the App.

You remain responsible for the final decision to authorise a transaction.

15. Trading Risks

You acknowledge and accept that:

  • financial and derivative products involve substantial risk;
  • losses can occur rapidly;
  • you may lose the full amount committed to a transaction;
  • leverage may amplify gains and losses;
  • short-duration contracts may be highly volatile;
  • synthetic or algorithmically generated markets may behave differently from traditional markets;
  • digit-based and accumulator-type products may involve particularly rapid outcomes;
  • quoted returns may change before confirmation;
  • technical failure may prevent a desired action;
  • winning outcomes are never guaranteed;
  • repeated use may lead to cumulative losses;
  • emotional or compulsive trading can increase risk; and
  • no model can eliminate market or trading risk.

You must trade only with funds you can afford to lose.

You must not use borrowed money, money required for essential living expenses, or funds held for another person unless legally authorised and financially appropriate.

16. No Performance Guarantee

Savia Forex does not guarantee:

  • profits;
  • returns;
  • income;
  • win rates;
  • signal accuracy;
  • model accuracy;
  • account growth;
  • loss prevention;
  • service uptime;
  • uninterrupted access;
  • proposal availability;
  • execution at a displayed price; or
  • recovery of any subscription or service cost through trading.

Any performance figures, illustrations, examples, demonstrations, simulations, or historical results are provided for explanatory purposes and are not promises of future performance.

17. Your Responsibilities

You are responsible for:

  • maintaining a valid Deriv account;
  • protecting your Deriv credentials and tokens;
  • securing your device;
  • keeping the App updated;
  • using a reliable internet connection;
  • reviewing every transaction;
  • confirming that all populated settings are correct;
  • monitoring open contracts;
  • understanding the relevant product;
  • complying with applicable law;
  • complying with Deriv’s rules;
  • managing your risk;
  • controlling your stake sizes;
  • maintaining appropriate account balances;
  • reviewing your trading history;
  • revoking compromised tokens; and
  • reporting suspected unauthorised access promptly.

You are also responsible for all activity validly authorised through your device, Deriv account, token, or active Savia Nova session, except to the extent that applicable law provides otherwise.

18. Prohibited Conduct

You must not:

  • use Savia Nova unlawfully;
  • access the service if prohibited in your jurisdiction;
  • use another person’s account or token without authority;
  • share, sell, or distribute unauthorised credentials;
  • attempt to bypass security controls;
  • interfere with the App, backend, APIs, or connected services;
  • reverse engineer the App except where expressly permitted by law;
  • extract, scrape, reproduce, or republish proprietary data or outputs at scale;
  • attempt to discover proprietary Nova Edge source code, model parameters, or scoring logic;
  • use automated systems to overload or abuse the service;
  • submit malicious code;
  • exploit errors or vulnerabilities;
  • manipulate proposals, data, rankings, referrals, or transactions;
  • use the service for fraud, money laundering, sanctions evasion, or unlawful financial activity;
  • misrepresent Savia Nova, Savia Forex, Nova Edge, or Deriv;
  • make false earnings or performance claims;
  • impersonate Savia Forex or Deriv;
  • infringe intellectual-property rights; or
  • help another person engage in prohibited conduct.

We may suspend access where we reasonably suspect prohibited activity.

19. Intellectual Property

Savia Forex and its licensors retain all rights, title, and interest in and to:

  • the Savia Forex name;
  • the Savia Nova name;
  • the Nova Edge name;
  • logos;
  • branding;
  • software;
  • source code;
  • object code;
  • interface designs;
  • workflows;
  • databases;
  • documentation;
  • written content;
  • graphics;
  • analytical systems;
  • statistical models;
  • signal logic;
  • scoring systems;
  • classifications;
  • data structures;
  • reports;
  • proprietary calculations; and
  • related intellectual property.

These Terms do not transfer ownership of any Savia Forex intellectual property to you.

Deriv names, trademarks, services, and intellectual property remain the property of their respective owners.

20. Limited Licence

Subject to your compliance with these Terms, Savia Forex grants you a limited, personal, revocable, non-exclusive, non-transferable, and non-sublicensable licence to use Savia Nova for lawful personal use.

You may not:

  • resell the App;
  • commercially distribute access without authorisation;
  • copy the software;
  • create an unauthorised derivative product;
  • remove ownership notices;
  • licence the App to others;
  • use the App to operate an unauthorised signal-selling service; or
  • use Savia Forex intellectual property in a misleading manner.

The licence automatically ends when your right to use the service is terminated.

21. Availability and Maintenance

Savia Nova is provided on an “as available” basis.

We do not guarantee that the App will always be:

  • available;
  • uninterrupted;
  • secure;
  • error-free;
  • compatible with every device;
  • compatible with every Deriv account;
  • free from delay;
  • current in every respect; or
  • capable of executing every requested function.

We may perform maintenance, deploy updates, change infrastructure, restrict access, or temporarily suspend features.

You are responsible for maintaining alternative access to your Deriv account where appropriate. You should not rely on Savia Nova as your only means of viewing or managing time-sensitive account activity.

22. Updates and Device Compatibility

You may need to install updated versions of Savia Nova to continue using the service.

Older versions may stop functioning due to:

  • security changes;
  • API changes;
  • operating-system changes;
  • Deriv integration changes;
  • discontinued features; or
  • legal requirements.

We do not guarantee compatibility with every device, operating-system version, modified device, emulator, or unofficial application environment.

23. Fees and Paid Services

Certain Savia Nova features may be free, paid, subscription-based, promotional, or restricted to eligible users.

Where a fee applies, the relevant price, billing period, renewal terms, and available cancellation information will be presented before purchase.

Prices may vary by:

  • country;
  • currency;
  • platform;
  • promotion;
  • subscription period;
  • tax treatment; or
  • applicable application-store requirements.

Unless stated otherwise, fees paid to Savia Forex are for access to Savia Nova services and are separate from:

  • Deriv deposits;
  • Deriv stakes;
  • trading losses;
  • payment-provider charges;
  • network charges;
  • currency-conversion charges; and
  • taxes.

Payment of a fee does not guarantee trading profits or successful outcomes.

24. Refunds and Cancellations

Refund and cancellation rights are subject to:

  • the terms presented at purchase;
  • the payment method used;
  • applicable application-store rules;
  • applicable consumer law; and
  • whether the relevant service has already been supplied.

Trading losses, unsuccessful signals, model outcomes, changed market conditions, and dissatisfaction with a trading result do not automatically create a right to a refund.

Nothing in these Terms limits any mandatory consumer right that cannot lawfully be excluded.

25. Privacy

Our processing of information is governed by the Savia Nova Privacy Policy, available at:

https://www.saviaforex.com/privacy-policy

The Privacy Policy forms part of the framework governing your use of Savia Nova.

By using the App, you acknowledge that information must be transmitted to Savia Nova’s backend and authorised Deriv systems for the connected functionality to operate.

26. Data and Access Revocation

Savia Nova does not create a separate Savia user account.

You may terminate your Savia Nova session by signing out of the App.

You may also revoke the applicable Deriv OAuth authorisation or Deriv API token through available Deriv controls.

You may request deletion of information held directly by Savia Forex by contacting:

support@saviaforex.com

Deleting Savia Nova, signing out, revoking access, or requesting deletion from Savia Forex does not automatically close or delete your separate Deriv account.

Requests relating to a Deriv account must be submitted directly to Deriv.

27. Support

Support may be available through:

support@saviaforex.com

We aim to respond reasonably, but do not guarantee a particular response time.

Support personnel will never require your Deriv password.

You must not send passwords, unrestricted secret tokens, payment-card details, or other unnecessary sensitive information through support channels.

28. Feedback

You may voluntarily provide suggestions, comments, ideas, or feedback concerning Savia Nova.

You grant Savia Forex permission to use that feedback for lawful purposes, including improving and developing the service, without an obligation to compensate you.

This permission does not transfer ownership of your unrelated intellectual property or confidential information.

29. Affiliate Program

Savia Forex may operate an affiliate or referral programme under which approved participants may refer prospective users to Savia Forex or an authorised third-party service.

Participation in an affiliate programme may require separate approval and may be subject to additional programme rules.

29.1 No Automatic Right to Participate

Use of Savia Nova does not automatically make you an affiliate.

Savia Forex may accept, reject, suspend, or terminate affiliate participation in accordance with the applicable programme terms.

29.2 Lawful Promotion

Affiliates must:

  • promote services honestly;
  • disclose their affiliate relationship where required;
  • comply with advertising and financial-promotion laws;
  • avoid misleading earnings claims;
  • avoid guarantees of trading profits;
  • avoid impersonating Savia Forex or Deriv;
  • use approved branding;
  • avoid spam;
  • avoid unlawful paid advertising;
  • avoid targeting children or ineligible persons; and
  • comply with applicable Deriv affiliate or referral requirements.

29.3 No Agency or Employment

An affiliate is an independent participant and is not:

  • an employee of Savia Forex;
  • a partner of Savia Forex;
  • an agent authorised to bind Savia Forex;
  • a financial adviser acting for Savia Forex; or
  • authorised to make guarantees on behalf of Savia Forex.

29.4 Commission Eligibility

Any commission is subject to the applicable affiliate rules, including:

  • valid tracking;
  • eligible referrals;
  • verification;
  • anti-fraud checks;
  • payment thresholds;
  • applicable waiting periods;
  • reversals;
  • chargebacks;
  • prohibited traffic rules; and
  • third-party confirmation.

Savia Forex may withhold, reverse, or reject commission arising from fraud, self-referral, duplicate accounts, manipulation, unlawful promotion, invalid tracking, or material breach.

29.5 Separate Affiliate Rules

Where separate Affiliate Programme Terms are published, those terms apply in addition to these general Terms. If there is a conflict relating specifically to affiliate participation, the more specific Affiliate Programme Terms will apply to that issue.

30. Suspension and Termination

We may restrict, suspend, or terminate access to Savia Nova where reasonably necessary because of:

  • a breach of these Terms;
  • suspected fraud;
  • unauthorised use;
  • security risk;
  • token compromise;
  • legal or regulatory requirements;
  • third-party restrictions;
  • abuse of the App or APIs;
  • intellectual-property infringement;
  • service discontinuation;
  • conduct that may harm users or systems; or
  • circumstances outside our reasonable control.

You may stop using Savia Nova at any time.

Termination does not:

  • reverse completed transactions;
  • cancel obligations already incurred;
  • close your Deriv account;
  • eliminate liabilities that arose before termination; or
  • prevent provisions intended to survive from remaining effective.

31. Disclaimer of Warranties

To the maximum extent permitted by applicable law, Savia Nova, Nova Edge, the website, and related services are provided on an “as is” and “as available” basis.

Savia Forex disclaims implied warranties and representations concerning:

  • merchantability;
  • fitness for a particular purpose;
  • non-infringement;
  • accuracy;
  • completeness;
  • availability;
  • reliability;
  • profitability;
  • uninterrupted operation;
  • model performance; and
  • compatibility.

We do not warrant that:

  • every signal will be accurate;
  • every model will identify risk correctly;
  • every transaction will execute;
  • every quote will remain available;
  • the App will be free from defects;
  • third-party information will be accurate;
  • security incidents will never occur; or
  • the service will meet every user’s expectations.

Nothing in these Terms excludes a warranty or right that cannot lawfully be excluded.

32. Limitation of Liability

To the maximum extent permitted by applicable law, Savia Forex and its owners, officers, employees, contractors, licensors, and service providers will not be liable for:

  • trading losses;
  • loss of funds;
  • loss of profit;
  • loss of expected returns;
  • loss of opportunity;
  • indirect loss;
  • incidental loss;
  • consequential loss;
  • special loss;
  • exemplary loss;
  • loss of data;
  • loss caused by unauthorised account access;
  • loss caused by a compromised token;
  • loss resulting from reliance on a signal;
  • loss arising from model error;
  • loss resulting from a third-party outage;
  • loss arising from latency, slippage, rejected transactions, or price changes;
  • loss caused by device or network failure; or
  • damage arising from an inability to access the service.

You accept that trading outcomes are not within Savia Forex’s control.

Where liability cannot be excluded, Savia Forex’s liability will be limited to the extent permitted by law.

Nothing in these Terms excludes or limits liability for fraud, deliberate misconduct, gross negligence, or another liability that cannot lawfully be excluded.

33. Indemnity

To the extent permitted by law, you agree to indemnify and hold Savia Forex and its owners, officers, employees, and contractors harmless from third-party claims, liabilities, losses, and reasonable expenses arising from:

  • your unlawful use of Savia Nova;
  • your material breach of these Terms;
  • your unauthorised use of another person’s account or token;
  • fraud or deliberate misconduct;
  • infringement of another person’s rights;
  • misleading affiliate promotion;
  • misuse of Savia Forex intellectual property; or
  • your violation of applicable law.

This provision does not require you to indemnify Savia Forex for liability caused by Savia Forex’s own fraud, deliberate misconduct, or another matter that cannot lawfully be transferred.

34. Events Outside Our Control

Savia Forex is not responsible for delay or failure caused by events beyond its reasonable control, including:

  • internet disruption;
  • telecommunications failure;
  • hosting failure;
  • cyberattack;
  • third-party API failure;
  • power outage;
  • natural disaster;
  • civil disorder;
  • industrial action;
  • government action;
  • legal restriction;
  • sanctions;
  • market closure;
  • Deriv service interruption; or
  • changes imposed by an application store or operating-system provider.

35. Changes to the Service

We may change the design, functionality, pricing, eligibility, availability, or technical requirements of Savia Nova.

We may discontinue a feature or the service where reasonably necessary.

Where reasonably practicable, we may provide notice of material changes, but urgent changes may be made without advance notice for security, legal, regulatory, or third-party reasons.

36. Changes to These Terms

We may update these Terms to reflect:

  • changes to the App;
  • new features;
  • legal requirements;
  • regulatory developments;
  • security requirements;
  • changes to Deriv integrations;
  • changes to payment or affiliate arrangements; or
  • business developments.

The latest version will be published at:

https://www.saviaforex.com/terms

The “Last Updated” date will show when the Terms were most recently revised.

Continued use after revised Terms take effect constitutes acceptance to the extent permitted by law.

If you do not accept revised Terms, you must stop using Savia Nova.

37. Notices

Notices to Savia Forex may be sent to:

support@saviaforex.com

We may provide notices through:

  • the App;
  • the website;
  • email;
  • an in-app message;
  • a published policy update; or
  • another reasonable electronic method.

38. Governing Law

These Terms are governed by the laws of the Republic of Namibia, without regard to conflict-of-law principles.

Any mandatory rights available to you under applicable consumer or local law remain unaffected.

39. Dispute Resolution and Jurisdiction

Before beginning formal legal proceedings, the parties should attempt in good faith to resolve the dispute through written communication.

A written dispute notice should describe:

  • the nature of the dispute;
  • the relevant facts;
  • the remedy requested; and
  • appropriate contact details.

If the dispute cannot be resolved informally, it will be submitted to the competent courts of Namibia, unless applicable law requires another forum or gives the user a non-waivable right to bring proceedings elsewhere.

Nothing in this section prevents either party from seeking urgent interim relief where necessary to protect rights, security, confidential information, or intellectual property.

40. Severability

If any provision of these Terms is found invalid, unlawful, or unenforceable, that provision will be limited or removed only to the minimum extent necessary.

The remaining provisions will continue in effect.

41. No Waiver

A failure or delay by Savia Forex to exercise a right does not waive that right.

A waiver is effective only if expressly made in writing by an authorised representative.

42. Assignment

You may not transfer or assign your rights or obligations under these Terms without prior written permission from Savia Forex.

Savia Forex may assign or transfer its rights and obligations as part of a merger, restructuring, financing, sale, transfer of business, or similar lawful transaction.

43. No Partnership or Agency

These Terms do not create:

  • a partnership;
  • a joint venture;
  • an employment relationship;
  • a fiduciary relationship; or
  • a general agency relationship between you and Savia Forex.

You have no authority to bind Savia Forex.

44. Entire Agreement

These Terms, together with the Privacy Policy and any specific terms presented for a paid feature, promotion, or affiliate programme, constitute the agreement between you and Savia Forex regarding Savia Nova.

They replace earlier discussions or representations concerning the same subject, except where applicable law provides otherwise.

45. Survival

Provisions concerning risk, intellectual property, payment obligations, disclaimers, limitations of liability, indemnity, disputes, governing law, and any other provision intended by its nature to survive will remain effective after termination.

46. Contact Information

Savia Forex Software Solutions
Windhoek, Namibia
Email: support@saviaforex.com
Website: www.saviaforex.com

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